Individual & family health insurance

How confident are you in the efficiency of your health plan?  By nature individual health coverage is extremely flawed, we will make sure you aren't paying any more than you should for the services you need and desire.

family life insurance protection

Can your loved ones survive the worst?  Will your spouse be setting up a GoFundMe to pay help pay bills after your death or will your family have the necessary resources to continue life comfortably?

Disability protection

Imagine you owned a goose that laid golden eggs, would you insure the goose or the eggs?  Auto and Homeowners insurance is like insuring just the eggs - our most valuable asset is the ability to earn money.  Without income protection we risk our Golden Goose.

Group health benefits

Are your employees asking about healthcare?  Looking for ways to protect your family and create tax benefits?  Having trouble hiring and retaining quality talent in your industry?

Group health plans are more affordable than ever and they can provide unique healthcare and financial benefits to your business.

key employee & buy/sell agreements

Does your business have strategies in place for continued success?  Plan on the best but prepare for the worst.

Travel insurance

Your traditional health plan likely does not cover you outside of the U.S. Make sure you can get the emergency care you need and transport back home when you are overseas.

medicare solutions

Do you understand how Medicare works and the options available to you upon eligibility?

Make sure you choose the solution that best fits your needs and be sure your providers and medications are considered.

retirement strategies

How much risk are you willing to absorb to reach your retirement goals?  How about fees?  Are you paying too much for assistance in growing your money?

Long-Term care

Will your retirement assets survive a long-term care event in a care facility or even in your own home?  Not only should we consider the protection of our assets in retirement but how to most efficiently liquidate them should there be a need.